KOA Membership - Is It Worth the Cost?

KOA Membership – Is It Worth the Cost?

Updated on February 17th, 2024

RVing and discount campground memberships go hand in hand, but is a KOA membership worth the cost?

There are occasions when a KOA membership can offer benefits; however, for most RV enthusiasts, it turns out to be unnecessary. Typically, after a year or two of RV camping, people find that they achieve more substantial savings by skipping the KOA membership and looking into alternative ways to lower their expenses.

That’s why I’m here today to explain to anyone interested in a KOA membership what benefits the program provides for the fee and why many customers find no value and let their membership lapse.

I’ve been full-time RVing for years and have personal experience with KOA memberships, so let me share all the details with you to make intelligent RV campground membership decisions.

What Is a KOA Membership?

A couple got a KOA membership

A KOA membership is a discount card that will give you certain benefits for the current cost of $33 per year. The VKR card (Value Kard Rewards) provides perks when you stay with KOA.

KOA (Kampgrounds Of America) is a chain of campgrounds across the US and Canada that began in 1962. Some of the RV parks are corporate-owned, while others are franchises.

All the parks need to maintain a particular look and offer comparable amenities with the KOA type so guests know what to expect.

For example, KOA Holiday parks will offer a swimming pool, kids’ play areas, a large camp store, and more activities as this campground is a destination vacation spot and not a quick overnight KOA Journey stay.

The KOA website states the membership provides:

  • 10% off daily registration rates at any KOA
  • Earn reward points toward future stays
  • Free stays during VKR Appreciation Weekend at participating KOAs
  • Coupons/deals for KOA partner businesses

If you plan to spend the majority of your camping trips at KOA campgrounds and plan more than three RV vacations a year, then the membership should pay for itself with the 10% discount.

Those who only randomly stay at KOAs can spend that membership fee better elsewhere.

As a previous KOA workamper, I can give you the low down on the differences between the pitch you get at check-in about the discount program and the reality of how it will or won’t save you money.

The 10% Discount on Camping Rates

Every RVer is happy to save money off nightly campsite rates, so this discount is excellent and adds up if you exclusively camp at KOA parks.

On the other hand, KOA, across the board, charges much more for campsite rental than other campgrounds that provide the same, if not better, amenities for RV and tent camping.

For example, during my tenure at KOA, a typical nightly rate average at other area RV parks for a standard RV site with full hookups was $54. KOA was charging between $70 and $90, and when I asked, “Why so high?” the answer was, “Because we are KOA, our parks are better.”

So, while you may save between $7 and $9 per night using your KOA discount card, you’re still paying more than if you chose to stay at a less expensive RV park nearby.

Over the years, I now see that while some KOAs have outstanding parks, most are average at best and rely on name recognition to draw in customers.

Selling you the discount card is another corporate tactic to ensure RVers choose the KOA over another park if several are close together, as you can “save” if you pick the KOA.

INSIDER FACT: KOA staff push the discount card for a reason, and it’s not to promote the company or help you save money.

For every card sold, that staff member gets a $10 (at least that was the rate during my workamping days) bonus on their paycheck. With workampers making minimum wage, selling a few discount cards each week can really boost their income.

Rewards Points for Future Koa Stays

A senior couple in the camper

As you accumulate nights at KOA while using your VKR card, you build points that theoretically can act as a cash payment toward future stays.

VKR points build as follows:

Base Member –

  • $20.01 to $40 nightly rate – 600 points
  • $40.01 to $60 nightly rate – 900 points
  • $60+ nightly rate – 1200 points

Bonus Member –

  • $20.01 to $40 nightly rate – 660 points
  • $40.01 to $60 nightly rate – 990 points
  • $60+ nightly rate – 1430 points

VIP Member –

  • $20.01 to $40 nightly rate – 750 points
  • $40.01 to $60 nightly rate – 1125 points
  • $60+ nightly rate – 1625 points

You earn no points on stays under $20, and for long-term stays over 27 days, your max point-per-day top out at 75 points.

The program terms state you can earn no more than 15,000 points within your VKR yearly membership from extended stays.

You do get 250 points when you book your reservation online and bonus points of 1,000-2,000 if you stay at participating KOAs on a VKR Appreciation or Care Camps Big Weekend.

VKR Status Levels

A KOA campground

Every year you renew your membership, you start at the Base level. You advance levels by accumulating points within the year after the date you join the program.

After 6,500 points, you level up to Bonus status, and at 20,000 points, you reach VIP status.

VIP status in the KOA Value Kard Rewards program gets you:

  • A free year of membership at VIP status
  • 25% faster earning of points
  • No cancellation fee 48 hours out for RV site/7 days cabin
  • 10% discount for a guest up to 4 nights

Once you go under 20,000 points per year, you lose your VIP status and return to base or bonus level.

If you choose to focus all your campground stays on KOA campgrounds, the perks of reaching and remaining at VIP status are worth the membership fee.

You’ll need to book around 18 nights of $60+ rates to achieve VIP from the Base level, which may not suit your camping style or budget.

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Only you can do the math to figure out if achieving VIP status is worth it, if only for getting the following year’s membership free.

KOA does allow a grace period of 59 days after expiration to renew your VKR card and not lose any points left on your membership.

TIP: Don’t ever purchase a KOA (or any other RV discount membership) until you need it. The clock starts the moment you buy, and you want a full year of benefits.

If you buy a membership in January but won’t be camping until June, you’re wasting five months to build points and redeem perks. With easy online or in-office sign-ups for memberships, you can take a moment and enlist on the spot before paying for your campsite.

KOA Point Redemption

Redeeming your KOA points is available on stays of 27 or fewer nights, but there are catches to this redemption process that vary with each KOA location.

First, let’s break down the rewards per point system:

  • 6,500 points = $10 reward
  • 15,000 points = $25 reward
  • 25,000 points = $50 reward

It pays to allow points to accumulate to the $50 level as you gain .2 cents a point instead of the .15 cents a point you get when redeeming at the $10 level.

At check-in, you tell the clerk how many points you want to redeem, and they will put that cash value toward your current camping charges.

Sounds simple, right?

Well, problems arise when campgrounds choose to place restrictions on this system. Some KOA RV parks will only allow you to use points to cover the total cost of only one of your nights and not any others on that same trip.

Others will refuse point redemption during peak days of the year, such as when there’s a local event that draws thousands of people who are scrambling to pay full price for any lodging.

Another drawback is the requirement to use a significant number of points for a benefit that often fails to cover the cost of a single night’s stay, reflecting the high nightly rates at KOA RV campgrounds.

Overall, you’ll have more problems with point redemption or VKR Appreciation/Kid Camp Weekend free stays at franchise KOAs. Owners of franchise parks have more leeway in whether they want to “participate” in any promotions.

Final Thoughts on KOA Membership

A family become a KOA Membership

Do I believe there’s some value to becoming a VKR member? Yes, I think for certain RVers who find KOA campgrounds enjoyable, the perks are worth it, and the membership fee pays for itself.

For RVers who may only stay at a KOA one or two times a year for a long weekend, there’s no reason to join.

I hope you take to heart all the information in this KOA membership guide and choose the best RV campground discount program that fits your camping needs!

Traveler’s Guide to KOA Campgrounds (Video)

"Man cannot discover new oceans unless he has the courage to lose sight of the shore."
-- Andre Gide

4 thoughts on “KOA Membership – Is It Worth the Cost?”

  1. Interesting article. Really, if you would stay 7 days, there is still no benefit, right? They offer this “big discount” when booking, making a person think the $33 is worth the cost, plus, don’t forget those points…..

  2. If I am reading this correctly, long term (27+ days) only receive 75 points per day. So after 30 days, I would earn 2,250 points. This would mean, in order for me to reach 16,000 points (which is a $10 reward), I would need to stay just over 7 months. At $700/month, this would cost $4,900… So I would need to spend almost $5000 just to earn $10 off! That wouldn’t even cover the $33 for the card. I guess it may even out faster if I were staying long weekends or something, but for full timers, the rewards card seems to be a bad decision!

  3. A lot of times they offer deals that members are not eligible for. My last stay with KOA had a stay two nights get a third for free deal that far exceeded the 10% member discount. The only way I could get the deal online was to not log in with my member account. That made the membership seem pretty useless.

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